About a week after I got invited on the bike trip I also got invited to go to Africa for 6 weeks. I told my friend I would give it some thought.. and I did. I gave it some SERIOUS thought... and even agreed to go. But then I pulled out. I have also decided to not go on the bike trip.
Its upsetting but I feel like I made the right choices.
Why, might you ask, did I turn down these two AMAZING opportunities?? Simply put..
I won't even put a $1.60 tea from Tim Horton's on my credit card. (such an easy decision for me to make.. no cash = no tea)
And that's why I won't be going... I cannot continue to justify putting things on credit. When will I get out of debt if I increase my limits and max them out OVER and OVER again? The obvious answer is NEVER!
I wonder why it's so easy to make small decisions like no cash no tea but it was IMPOSSIBLE to make the decisions about the life altering trips? I have no answer! It's too bad these trips won't be happening (this year). I mean I'm actually crying [inside] about not going but once I'm debt free I'll be able to do all kinds of fun and crazy things GUILT FREE! I just have to keep reminding myself of that fact.
Anyway, this past 6 months has been HARD. I made some difficult decisions (specifically withdrawing money from my RRSPs). But there is a light at the end of the tunnel now. It is extremely encouraging to know that I will have money coming in shortly.
So over then next 6 weeks I will be creating some financial goals and updating you all my financial situation. Most importantly, I'll be getting myself organized to become debt free!
Love and happiness