Just a quickie today! If you are still a student make sure you head into your local branch with proof of enrollment. Most banks have deals for students that eliminates the monthly fees and waives transactions costs!
I have bank accounts at 3 different banks and my total monthly costs (assuming I don't use my overdraft) are $0.. YES THAT'S ZERO DOLLARS!
So if you aren't already taking advantage of free student banking I question: WHY NOT?
There are also great options such as ING Direct and PC Financial which don't have monthly fees!!!